Personal Finance
Motorbike finance
for any style of riding.
Road bikes, sports bikes, adventure tourers, cruisers — whatever you ride, we find the right finance. Specialised broker with access to lenders who handle motorcycle loans properly.
Get your next bike without the dealership finance pitch
Motorbike finance is straightforward when you work with someone who knows the market. We compare across lenders who actively deal with motorcycle loans and find a competitive rate based on your actual situation — not a one-size-fits-all product.
New bike from a dealer, used bike from a private seller, or an imported model — tell us what you're buying and we'll sort out the finance.
All motorcycle types
Road, sports, ADV, cruiser, trail, touring, electric — if it's registered, we can finance it.
New or used
Dealer or private sale — we handle both without complication.
Flexible loan terms
Choose a term that fits your budget — shorter for less interest, longer for lower repayments.
Fast pre-approval
Know your budget before you head to the dealer — or find the bike, then apply.
Who this suits
- Riders buying a new or used bike and wanting to compare lenders
- First-time borrowers who want honest advice on what they can comfortably borrow
- Buyers purchasing from a private seller who need finance in place quickly
- Personal or Business buyers — both considered
The process is quick — tell us the bike you're buying and your situation, and we'll come back with options.
Motorbike Finance FAQS
Got questions? We've got answers.
Plain English. No jargon. Just the stuff people actually ask us.
Can TradeFin help with motorbike finance?
Yes, we can help with finance for road bikes, cruisers, sports bikes, touring bikes, scooters, learner-approved motorcycles and some recreational bikes, depending on the lender. Whether it's your first bike or your dream upgrade, we'll help compare loan options and explain the repayments in a way that's easy to understand.
Can I finance a used motorbike or buy from a private seller?
Yes, used and private sale motorbike finance may be available. Lenders may look at the bike's age, condition, kilometres, seller details and whether it can be accepted as security. We'll guide you through the checks and paperwork so the purchase can be handled smoothly and safely.
Do I need a motorcycle licence to get motorbike finance?
Some lenders may ask about your licence, especially if the bike is being used on the road. Requirements can vary depending on the lender, bike type and your overall application. We'll help confirm what applies before you get too far into the process, so everything stays nice and clear.
Can I include riding gear, insurance or accessories in the loan?
Sometimes, depending on the lender and loan structure. Items like helmets, jackets, luggage, registration, insurance or accessories may be considered if they are part of the purchase package, but not every lender allows it. We'll check what can be included and show you how it affects repayments.
Do I need a deposit for a motorbike loan?
Not always. Some lenders may offer no-deposit motorbike finance for eligible applicants and suitable bikes. A deposit can still help reduce the loan amount and repayments. We'll compare the options so you can decide whether keeping cash in your pocket or lowering repayments is the better move.
Can I refinance my current motorbike loan?
Yes, refinancing may be possible if you already have finance on your motorbike. This can be useful if you want a better rate, lower repayments, a different term or a cleaner loan structure. We'll check your payout figure, bike details and current loan costs, then show you whether refinancing makes sense.