Business Finance
Equipment finance
for businesses.
New machinery, upgraded tools, or specialised equipment — we help businesses finance the assets they need to operate and grow. ABN-friendly lenders, fast decisions.
Finance the equipment your business needs
Equipment is a core business asset — and tying up working capital to buy it outright isn't always the smartest move. Equipment finance lets you spread the cost over time while the asset works for you from day one.
We work across a broad range of equipment types: industrial machinery, trade tools, medical or dental equipment, technology, and more. And unlike a bank branch, we understand how businesses actually operate — not just what the paperwork says.
Wide range of equipment
Machinery, trade tools, medical, dental, IT, agricultural — most business assets qualify.
ABN-holder friendly
Self-employed and business-owner applicants understood — not just PAYG applicants.
Preserve working capital
Spread repayments over time so your cash flow stays intact for operations.
Multiple lenders
Access to specialist equipment lenders alongside mainstream banks.
Who this suits
- Tradies and contractors needing tools, machinery or specialised equipment
- Business owners upgrading or expanding their equipment fleet
- Startups or newer businesses needing equipment to get operating
- Any business that wants to preserve cash flow while acquiring assets
Not sure whether your equipment qualifies? Ask us — most business-use assets are financeable.
Equipment Finance FAQS
Got questions? We've got answers.
Plain English. No jargon. Just the stuff people actually ask us.
What equipment and machinery can TradeFin help finance?
We can help with finance for a wide range of business equipment, including machinery, tools, yellow goods, medical equipment, gym equipment, manufacturing gear, technology, forklifts, trailers and specialised industry assets. Every lender has different asset preferences, so we'll help match the equipment to a lender that understands what you're buying.
Can I finance used equipment?
Yes, used equipment finance is common, especially for machinery that still has strong working life and resale value. Lenders may look at the age, condition, hours, service history, seller type and market value. We'll help you package the details properly so the lender can assess the asset with confidence.
Do I need a deposit for equipment finance?
Not always. Some equipment loans can be structured with little or no deposit, depending on the business, asset, lender and overall application strength. A deposit can still help reduce repayments or improve approval chances in some cases. We'll run through the options so you can preserve cash flow where possible.
Can I get equipment finance without full financials?
Potentially, yes. Some lenders offer low-doc equipment finance for eligible businesses, especially where the asset is suitable security and the business bank statements support the repayments. We'll help you understand what's possible based on your ABN history, revenue, credit profile and the equipment you want to buy.
Can I finance equipment bought at auction or from a private seller?
Yes, but it can require extra care. Auction and private sale purchases may need condition reports, invoices, serial numbers, valuations or proof of ownership. We can help you prepare before you bid or buy, so you know your budget and settlement requirements ahead of time.
How quickly can equipment finance settle?
Straightforward equipment finance can often move quickly once the lender has the right documents and asset details. More specialised machinery, private sales, imports or large transactions may take longer. We'll coordinate with you, the seller and the lender to keep things moving and make settlement as smooth as possible.