Our Lender Panel
Access to 50+ banks and specialist lenders
What we finance
The right finance for every deal
Car loans, business assets, and personal finance — all through one broker with access to the right lenders for your situation.
Car Finance
Business or personal — utes, sedans, SUVs and light commercial vehicles. New, used, dealer or private sale.
Business Finance
Equipment, trucks, chattel mortgage, yellow goods, farming and business loans. Structured for operators.
Personal Finance
Motorbikes, caravans, boats, personal loans and debt consolidation. Simple, competitive, and fast.
Why TradeFin
Specialist lender knowledge.
Tailored practical solutions.
TradeFin Asset Finance is a trusted finance specialist for business and consumer clients. We combine over 10 years of finance experience with support and guidance people need.
Our Story →50+ lenders on your side
We compare your deal across our lender panel to find the best rate and terms that fit — no hidden surprises.
Quick & Easy to apply
One form or call. We do all the paperwork so you don't have to stress running around.
Experience
10 years writing loans means we know what lenders look for and can explain your options clearly to help get the process moving.
The process
Four steps. That's it.
Tell us what you need
Choose your loan type, the amount and a bit about your situation along with supporting information.
We find your best options
We run your scenario across the lender panel and come back with real options. Rates, terms, and recommendations.
Confirm your loan option
Lock in your chosen rate and terms and sign the lender's documents.
Loan settled
We manage the application end-to-end. You enjoy your new asset. Most deals settled fast.
The Toolbox
Plain-English guides
Tips and straight answers on equipment, vehicles, and cash flow — for tradies, small business owners & consumers. No jargon, no fluff. Just the stuff that helps you make a confident call.
How to shop for a car loan without trashing your credit
Every formal application leaves a mark — stack up a few and you can quietly damage your credit. Here's how to compare car loans safely.
Read guide →
What interest rate can I actually get on a car loan?
There's no single number — and anyone who quotes one before knowing a thing about you is guessing. Here's what really moves your car loan rate.
Read guide →
The best ways to finance a ute through your business
Chattel mortgage, finance lease or operating lease? A plain-English guide to how tradies fund a work ute — and the tax perks worth chasing.
Read guide →General Finance FAQS
Got questions? We've got answers.
Plain English. No jargon. Just the stuff people actually ask us.
What types of finance can TradeFin help with?
We help with a wide range of finance solutions, including car loans, business vehicle finance, equipment loans, truck and trailer finance, chattel mortgages, business loans, personal loans, caravans, motorbikes, boats, refinancing and debt consolidation. The best part is that we make the process simple. Tell us what you're looking to do, and we'll help match you with loan options that suit your goals, budget and situation.
Why should I use TradeFin instead of going straight to my bank?
When you go to one bank, you usually get one set of loan options. With TradeFin, we can help compare finance options across different lenders and loan structures, which gives you more room to find something that fits. We also explain the fine print in plain English, help with the paperwork and guide you from enquiry through to approval and settlement. It's finance made easier, friendlier and more personal.
Can I get finance before I choose the car, equipment or asset?
Yes, in many cases you can apply for pre-approval before you commit to buying. Pre-approval can give you a clearer idea of your budget, repayments and lender conditions before you shop. It can also help you move quickly when you find the right car, truck, machine, caravan or boat. We'll walk you through what's needed so you can shop with confidence.
How fast can TradeFin arrange finance approval?
Approval times depend on the loan type, lender, documents and your overall profile. Some straightforward applications can move quickly, while more complex business or low-doc applications may need extra information. Our job is to keep things moving, reduce back-and-forth and communicate clearly at each step. We know people often need finance sorted quickly, so we work hard to make the process smooth and efficient.
Will getting a quote affect my credit score?
An initial conversation or estimate usually does not need to involve a full credit application. A formal loan application may require credit checks, depending on the lender and product. We'll explain what's happening before anything is submitted, so there are no surprises. Our goal is to help you understand your options first, then move forward when you feel comfortable.
What affects my loan interest rate?
Your interest rate can depend on things like your credit history, income, expenses, loan amount, asset type, deposit, loan term, business trading history and the lender's appetite. For asset finance, the age and condition of the vehicle or equipment can also matter. We'll help position your application properly and explain the trade-offs between rate, repayments, term, fees and flexibility.
Can TradeFin help if I'm self-employed or have limited financials?
Yes, we regularly help self-employed people, sole traders and business owners explore finance options. Some lenders may ask for full financials, while others may consider low-doc options depending on your situation, ABN history, bank statements, asset type and credit profile. We'll help you understand what is realistic and put your application forward in the strongest way we can.
What documents do I need to apply for finance?
It depends on the loan, but common documents include ID, income details, bank statements, payslips, business financials, BAS, tax returns, asset invoices, vehicle details or payout letters for refinance. Don't worry if you're not sure what applies. We'll give you a clear checklist based on your loan type and help you gather only what's needed.